That’s the gist of my second to last paragraph. For this time value to be real, could you and would you be able to redeploy the time? This scenario was premis

That’s the gist of my second to last paragraph. For this time value to be real, could you and would you be able to redeploy the time? This scenario was premised on having the skills to do your own repair work. To be clear, I’m acknowledging your position, but hold that it is, by and large, a trap to believe that time cannot be leveraged. For instance, can you fix someone else’s porch for more than you’d save by fixing your own? Probably. What works to low end income advantage here is that if you’re at the left end of the income bell curve, there are many more people to the right of you who can compensate you for your time to free up theirs, while those still lower than you can be leveraged to free up yours. Not saying it’s easy to find one’s ratchet, but odds are high a ratchet is there.