Ive never been truly impoverished. The nearest I ever got was living off the minimum student allowance back in the 80s. On the edge of solvency it takes so lit

Ive never been truly impoverished. The nearest I ever got was living off the minimum student allowance back in the 80s. On the edge of solvency it takes so little for things to go badly wrong, even if your scrupulously careful. On the other hand, it's the ability to make effective use of financing options and to leverage even modest wealth or income through mortgages and such that enables a lot of middle class families to prosper as much as they do.