depends on your goals. I don't worry for myself. I save about half of my take-home (and I don't make an SV salary). unless the bottom falls out of the software

depends on your goals. I don't worry for myself. I save about half of my take-home (and I don't make an SV salary). unless the bottom falls out of the software market completely, I'll be fine. I do worry for my friends and my young cousins who haven't yet found their path in life. it's not my responsibility to do so, but I won't have "enough" until I can protect them too.