Ever notice how those ads say something like "qualifying customers". If your credit score is in the toilet you're not getting any of those prices. The domesti

Ever notice how those ads say something like "qualifying customers". If your credit score is in the toilet you're not getting any of those prices. The domestics, koreans, nissan and mistu will lease to anyone with a pulse but if your credit is bad the monthly rate or requireed uprfront payment is gonna climb quickly. You might as well need the president of the local yacht club write you a recommendation to get a sub-$200 lease on a Toyota, Honda or other middle class "look how financially prudent I am" status symbol. Anyone who doesn't have good credit AND the ability to put a good chunk of the lease down up front is going to be paying a "this is our polite way of telling to you to drag across the street to the Nissan dealer" price. Also, those promotional rates are just that, promotional rates. Often times the details work out such that taking a higher rate on a lease and putting less down up front results in a lower cost per duration of ownership.