>The landlord has to make the same repairs you would, and still turn a profit, at a margin likely higher than a mortgage’s interest rate. Many (most?) rentals

>The landlord has to make the same repairs you would, and still turn a profit, at a margin likely higher than a mortgage’s interest rate. Many (most?) rentals in my area (in Scandinavia) is not for-profit and get cheap loans to build. Just like the utility company (electricity, heat, water, fiber). You can get permission to improve and if it is good for the environment you get some of the money back if you move out.