This is an incredibly pessimistic view of electronic payment. Cards are so convenient. Tap and go, no fiddling round with change, no grimey coins filling your

This is an incredibly pessimistic view of electronic payment. Cards are so convenient. Tap and go, no fiddling round with change, no grimey coins filling your pockets, and the ability to pay remotely. Even the "benefits" of cash you mentioned, like no charge-back, are a disadvantage if you are actually in a situation where you got scammed or similar.