Ive heard it multiple times. Mainly because there is a membership fee. And I disagree about the chargeback process on visa/MasterCard. Ive only ever had to do

Ive heard it multiple times. Mainly because there is a membership fee. And I disagree about the chargeback process on visa/MasterCard. Ive only ever had to do it once. It took a very long time to open. The experience lasted close to 12 weeks and I had to appeal the finding a to a “manager” when the company I filed the chargeback with simply said “nah it’s valid” and visa attempted to find against it b Even the initial call was a typical call center experience that took over an hour, and a couple long holds. Amex has very good customer service. Ive never been on a hold for over 5 minutes that I can remember. And the few reports, fraud, chargebacks etc were very easy. They took everything up front and straight said “if you don’t hear back by x date, consider the matter settled” I stopped shopping at costco for multiple reasons, mostly how other customers acted and how crowded chaotic it got. But then stopping Amex charges was the straw. I carry an alternative card just in case, but try to run all purchases through one so I have one bill to pay. I didn’t feel the need to chnage that process so I could buy bulk TP (which was mostly all we bought there). Even the gas lines are silly here.