I got screwed in the opposite direction. I sold an online service with PayPal, delivered the goods (files to set up a web forum), only to have the client file a

I got screwed in the opposite direction. I sold an online service with PayPal, delivered the goods (files to set up a web forum), only to have the client file a fraudulent chargeback claiming they never received the site files (they used the files to set up a successful site which they are still using; I pointed this out to the PayPal rep and they ignored it). I never got a cent and actually had a negative balance thanks to the fees. It’s probably very hard to be PayPal, but the incident left a bad taste in my mouth. I no longer accept or send any transactions via their platform.