I've also been scammed with Ebay + PayPal. Now that I know how useless PayPal is I will never use them again. Never had any issues (or heard of people having is

I've also been scammed with Ebay + PayPal. Now that I know how useless PayPal is I will never use them again. Never had any issues (or heard of people having issues) with requesting a chargeback with Citi or Chase.