Financed vs lease are two different things. If you leased the car, then you don't own it, simple as that. If you took out a loan and bought the car, you do ow

Financed vs lease are two different things. If you leased the car, then you don't own it, simple as that. If you took out a loan and bought the car, you do own it. There's a lien on it, sure, but that doesn't convey ownership unless you default and the car is repossessed.