Short answer: because you are either money or you are talent and they are totally different understandings of how the world works. Skills aren't capital - peopl

Short answer: because you are either money or you are talent and they are totally different understandings of how the world works. Skills aren't capital - people with skills are capital. What is capital? Something that grows and creates value while you sleep. How do you get some of that productive capital? Leverage. How do you get leverage? By promising a potentially better risk adjusted return on someone elses surplus capital than they can get from interest or an index fund. How do you create the better return? By moving something from one place to another better than the alternatives, etc. While this is very high level, it is important to observe that none of this has anything to do with being really good at making hand drawn tentacle porn, or writing code for that matter.