"an equivalent Visa purchase (which clears faster)" How long does it take for a Visa purchase to clear equivalently to bitcoin? I think to be equivalent to bi

"an equivalent Visa purchase (which clears faster)" How long does it take for a Visa purchase to clear equivalently to bitcoin? I think to be equivalent to bitcoin it would have to be, I have some cash, and now someone else has that cash. Not a promise of cash. Not a balance in my bank's database. Actual cash. How long does that take using the Visa network? EDIT: also, what are all the costs involved in that Visa transaction? Payer has to travel to an ATM, deposit cash, Payee has to set up a merchant account or use stripe or something, they have to travel to an ATM, withdraw cash, etc., etc.