This is pretty much precisely why I'm socialist leaning - it's much easier to force regular savings in the government than to expect people to independently man

This is pretty much precisely why I'm socialist leaning - it's much easier to force regular savings in the government than to expect people to independently manage their finances in a responsible manner. And everyone from the poorest to the richest is occasionally bankrupted by a sudden unexpected hurricane. I understand the red scare left people thinking that any kind of socialism will instantly turn into bread lines but I think that allowing more government oversight to make sure those who are left shafted by the tribulations of life get some assistance is the only real ethical choice.