Lambda School style ISAs cap the return at 30k. The top schools don't need ISAs because they're selling prestige they can charge a lot more for. Since they're

Lambda School style ISAs cap the return at 30k. The top schools don't need ISAs because they're selling prestige they can charge a lot more for. Since they're so highly selective they can admit only students who will succeed anyway. Maybe over time that prestige will change, but I don't see that as near-term. I think it'd be better if they did ISAs, I just don't think they'll want to (or their ISAs will be worse for students than Lambda School's). Right now top schools can charge up front and it doesn't really matter what they provide.