This is certainly true, but the harsh reality is that there are “job training” degrees and luxury degrees. If you have all your other financial ducks aligned, I

This is certainly true, but the harsh reality is that there are “job training” degrees and luxury degrees. If you have all your other financial ducks aligned, I don’t mind if you drive a Mercedes or decide to get a degree you can’t possibly hope to get a job with. Otherwise it’s just financially irresponsible.