Kinda ... Far more likely that money dealers held powerful positions, ensuring some very conservative social constructs stayed in place. People just routed aro

Kinda ... Far more likely that money dealers held powerful positions, ensuring some very conservative social constructs stayed in place. People just routed around this by using "modern" technology. And so the percentage of legitimate uses of the system dwindle, and the percentage of less legitimate increase till at some point you are no longer a useful social service but a money launderer for criminals who occasionally helps the diaspora send money home.