I hope it doesn't turn you off, but you need to study a lot before you start investing in my opinion. I mean, you can do it, but you will likely lose money. Bu

I hope it doesn't turn you off, but you need to study a lot before you start investing in my opinion. I mean, you can do it, but you will likely lose money. Buy a good investment book where you learn at least the different kinds of asset classes. The importance about diversification and basic accounting so you can at least listen to a results call and comprehend what is going on. The US stocks are "expensive" because people are bullish in the future of those companies, much of it is based on growth. There are a lot of neglected US stocks, out of all of those stocks you have a few tech stocks, Tesla etc that the market is definitely pricing it high because they have high expectations of it. There are also other countries markets which I believe you can invest from the US, usually third world countries have the best opportunities, but if you aren't willing to study much about the country, political landscape etc, you will lose money. Investing is a lot like an information game, where you need to study a lot to get a good picture of it, and might make mistakes nevertheless, because you didn't know something important. If you don't want to do all of this, I'd advise you either pay somebody to do it for you, like in a mutual fund, or buy the index. But know it can be bad as well. Maybe having some money in the bank doesn't look too bad after all :-)