> I live in a country with many American expats, none of them have had any problem whatsoever to access to banking services, including opening accounts It depe

> I live in a country with many American expats, none of them have had any problem whatsoever to access to banking services, including opening accounts It depends on the bank. Any bank doing business internationally is usually fine because they probably already have a robust compliance mechanism in place, but a lot of local banks will just straight-up say no because they don't want to be subjected to FBAR / FATCA.