> As the article mentions, this kind of aid is aimed towards people who have no other options. Right, and that's what makes me uneasy. A student needs to make

> As the article mentions, this kind of aid is aimed towards people who have no other options. Right, and that's what makes me uneasy. A student needs to make about 7x the amount of the loan (plus overhead) within the 118 months for the lender to break even. That means borrowers will have to make, on average, about 73% of their original loan amount per year. If average salaries are about the same as the average loan size, it seems like it should be profitable. If average salaries grow and inflate substantially, it will be massively profitable.