Something like this would be more interesting if it only kicked in above a certain salary, say, 80k here in the US. Then it would actually be more like an inves

Something like this would be more interesting if it only kicked in above a certain salary, say, 80k here in the US. Then it would actually be more like an investment, with actual potential losses to the investor, in turn for less financial burden on graduates in their early years. Otherwise, it's not effectively any different than a standard student loan, at least for students.