CBDCs are not cryptocurrencies. Central banks are simply running their money transfer servers 24/7. It’s insane they haven’t done this before. Major economies

CBDCs are not cryptocurrencies. Central banks are simply running their money transfer servers 24/7. It’s insane they haven’t done this before. Major economies will not offer central bank accounts to individuals because it would raise funding costs for banks. And the central bank doesn’t want to deal with customers directly.