It's only worth that much if you sell now. Same thing with stocks. It kills me to hear of people talk about how they "lost money" when a stock they own comes

It's only worth that much if you sell now. Same thing with stocks. It kills me to hear of people talk about how they "lost money" when a stock they own comes down from a temporary high price. No, you only lost money relative to your hypothetical self who sold at the top of the stock's price.