Romania for example has a 96% home ownership rate meaning that lots of people don't have a monthly rent or mortgage payment. This takes quite a lot of stress ou

Romania for example has a 96% home ownership rate meaning that lots of people don't have a monthly rent or mortgage payment. This takes quite a lot of stress out of life that is universal to people with both a low and a high income. However if that home is in a rural area where there aren't any jobs anymore that means you'll have to move to the city and rent an apartment. Because a normal rent is higher than a normal salary this can be problematic. So if you're in this situation then moving West somewhere is a much better option. My impression is that both your statement and OP's statement can be true at the same time.