If people are arguing over what I meant, this system is the one I was thinking of. The US already implemented tax penalties on no-coverage and could adapt them

If people are arguing over what I meant, this system is the one I was thinking of. The US already implemented tax penalties on no-coverage and could adapt them to be auto-enrollement in basic coverage at a high deductible. I have nothing against single payer, but I don't think it is worth fighting for the details of it in the US system when it can be emulated like it is in Switzerland. (But for pricing to be fair, the more important problem in to reverse the incentive for removing lower risk individuals into group plans and make sure everyone is considering the actual price of their insurance.)