> If now the debtor comes and asks for the money back because their wire transfer was a mistake... One of the questions here was at what point in time is notic

> If now the debtor comes and asks for the money back because their wire transfer was a mistake... One of the questions here was at what point in time is notice of mistake required. The defendants argued that notice was required prior to funds actually being received. Citibank argued that notice prior to the debt being discharged should be sufficient. The court held that notice should be required prior to the funds being received. In the case of a wire transfer that happens instantaneously, that interpretation essentially eliminates the possibility of giving notice of a mistake.