Exactly. Revlon's creditors received a windfall because they were paid back 100% on a risky debt investment. Citibank, on the other hand, is now an involuntary

Exactly. Revlon's creditors received a windfall because they were paid back 100% on a risky debt investment. Citibank, on the other hand, is now an involuntary creditor to Revlon and has taken on a lot of risk because of the mistake.