Last thing a "crypto" user wants is his account being put on hold for months for various reasons (i.e paypal style), usually "for his own protection". I believ

Last thing a "crypto" user wants is his account being put on hold for months for various reasons (i.e paypal style), usually "for his own protection". I believe it's a mistake see crypto payments like a replacement for visa/mastercard. It's good to have some competition.