Interest rates for savers are record low. That's the opportunity cost for the savers. And a central bank of a sovereign country can arbitrarily increase liquid

Interest rates for savers are record low. That's the opportunity cost for the savers. And a central bank of a sovereign country can arbitrarily increase liquidity, pushing down the non-risk part of the interest rate. But interest rates for borrowers, as I said, can be high, depending upon the risk profile.