Debt is the other side of savings. Some fraction of this debt is the current savings of people older than you. As the last boomers retire over the next 5 year

Debt is the other side of savings. Some fraction of this debt is the current savings of people older than you. As the last boomers retire over the next 5 years and start to draw down their savings instead of accumulating, we'll see how it all shakes out. "Keep government hands off my medicare!" protest signs are only the start.