Not defending this horrible UI, but this is a case of a non-standard operation and one should be extra careful when trying to override default behavior. Matt Le

Not defending this horrible UI, but this is a case of a non-standard operation and one should be extra careful when trying to override default behavior. Matt Levine has more details.[1] If I am an approver of a $900M transfer using an edge case I will follow instructions: "Citibank’s internal Fund Sighting Manual provides instructions for suppressing Flexcube’s default. When entering a payment, the employee is presented with a menu with several “boxes” that can be “checked” along with an associated field in which an account number can be input. The Fund Sighting Manual explains that, in order to suppress payment of a principal amount, “ALL of the below field[s] must be set to the wash account: FRONT[;] FUND[; and] PRINCIPAL” — meaning that the employee had to check all three of those boxes and input the wash account number into the relevant fields." [1] [1] https://www.bloomberg.com/opinion/articles/2021-02-17/citi-can-t-have-its-900-million-back https://www.bloomberg.com/opinion/articles/2021-02-17/citi-c...