Even if this exception to the law didn't exist which it doesn't in many states. I am sure no judge is going to let you float your company by claiming it was a

Even if this exception to the law didn't exist which it doesn't in many states. I am sure no judge is going to let you float your company by claiming it was a loan payment a "mistake". You need to prove it was mistake like Citibank did and show that you attempted to immediately fix the mistake like Citibank did when they noticed the next day.