> The thing most people forget about options & RSU is that one is taking away a big chunk of the TC and delay it to a future year. That's not my experience. My

> The thing most people forget about options & RSU is that one is taking away a big chunk of the TC and delay it to a future year. That's not my experience. My TC is the amount I'll actually make this year (and have made in previous years), which includes my salary, bonus, and the value of the RSUs at vesting, which I auto-sell. I'm not "delaying" anything; I'm making great money right now. Unvested shares only matter to the extent that your future income might over/underperform current predictions to some extent. I definitely don't consider them "mine" yet in any way; they're simply a leading indicator of my estimated future TC at this company if I continue to stay employed here. Options, yes, are a different matter, but RSUs in big companies are almost as good as cash (and when the market is going up, as it has been this past decade, they're better than cash).