Isn't this a core design failure, rather than merely a UI failure? << On Flexcube, the easiest (or perhaps only) way to execute the transaction was to enter it

Isn't this a core design failure, rather than merely a UI failure? << On Flexcube, the easiest (or perhaps only) way to execute the transaction was to enter it in the system as if paying off the loan in its entirety, but to direct the principal portion of the payment to a "wash account" (an internal Citibank account) to help ensure that money does not leave the bank. >>