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For anyone wondering - no this definitively isn't fraud - no it will have no impact your credit (there isn't even a mechanism for this to happen), nor will it g

by jjcon 6y ago

For anyone wondering - no this definitively isn't fraud - no it will have no impact your credit (there isn't even a mechanism for this to happen), nor will it get debt collectors after you (you don't owe a subscription continual payment, failure to pay only means they can terminate your service).

hartator 6y ago
Depends on the contract you’ve agreed to. I’ve heard gyms which would sent the invoice to collections if they can’t charge your credit cared anymore.
- bscphil 6y ago
  I have encountered similar tactics from a popular VPS provider. Set up your account to auto-renew, send the invoice to collections if they can't charge you, instead of just canceling the service. Infuriating, to the point where you'd think they'd be more concerned about driving away future customers.
  - whitepoplar 6y ago
    Can you name the VPS provider?
    - bscphil 6y ago
      Hetzner.
dagenix 6y ago
Those are some pretty strong generalizations that I'm not convinced are true all the time.