I see two important thresholds, and I agree with you that they are routinely conflated. Above the first threshold, when you completely run out of money, your f

I see two important thresholds, and I agree with you that they are routinely conflated. Above the first threshold, when you completely run out of money, your family sets you on your feet. Might move into the basement, might get some grudging bailout money, but you get made whole. Below it, you're homeless. Above the second threshold, your dad or one of his golf buddies spots you $50k on good terms to launch your first business. Looks like pg was comfortably above the first threshold, and well below the second.