I feel one interesting effect of this ruling is that it creates a strong incentive for parties in a credit dispute to plant or corrupt employees in banks that a

I feel one interesting effect of this ruling is that it creates a strong incentive for parties in a credit dispute to plant or corrupt employees in banks that are involved. The people who process these payments almost have a lot of power - they can send out nine-figure sums of money. But that power is hard to abuse, because “accidental” payments can be reversed by the legal system. They are neutral parties, just making sure the trains run on time, and don’t have a lot of decision-making authority. But if their mistakes can be made permanent, to the advantage of some aggressive distressed debt investors, suddenly the work of these folks just got a lot more important.