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If self-driving companies really believed in their product, they would bundle car insurance that only works when self-driving is on with the product, and it wou

If self-driving companies really believed in their product, they would bundle car insurance that only works when self-driving is on with the product, and it would be cheaper than normal car insurance.

gkop 6y ago
In fact we have the opposite, where MetroMile advertises lower premiums, while conveniently occupying your ODB2 port, without providing pass-through, preventing the use of Comma’s product (this honestly makes me consider switching from Geico to MetroMile, so I’m not subsidizing Comma customers, but there are other issues with MetroMile...).
- bpicolo 6y ago
  > so I’m not subsidizing Comma customers Is this a thing outside of a tiny subset of hackerspace?
  - gkop 6y ago
    Consumer Reports rated Comma #1 for driver assistance tech, implying fitness for the mainstream market.
    - deleted 6y ago
      [deleted]
- crazysim 6y ago
  It's a bussy thing so you could just get an OBD2 splitter. You can even tuck the metromile thing behind the dash if needed.
gamegoblin 6y ago
The Comma AI founder has explicitly stated that their endgame was the insurance business. I'm not sure if he has since changed his stance on this. It makes sense, though, in a super surveillance-capitalism way. Offer a close-to-cost self-driving product and use the data to estimate the risk of everyone on the road (both the users of your product, but really anyone your product has eyes on). The comma AI founder has said it's remarkably easy in the data to identify good and bad drivers, and that there is a strong bimodal distribution.
- wiml 6y ago
  That last statement is almost more interesting than the autopilot stuff. How do they determine who's "really" a good driver in order to correlate it with whatever they're measuring that has a bimodal distribution? Is it possible to teach someone to change their driving style so that they're in the other lobe? If so do they become an actual better/worse driver?

gkop 6y ago

In fact we have the opposite, where MetroMile advertises lower premiums, while conveniently occupying your ODB2 port, without providing pass-through, preventing the use of Comma’s product (this honestly makes me consider switching from Geico to MetroMile, so I’m not subsidizing Comma customers, but there are other issues with MetroMile...).

bpicolo 6y ago
> so I’m not subsidizing Comma customers Is this a thing outside of a tiny subset of hackerspace?
- gkop 6y ago
  Consumer Reports rated Comma #1 for driver assistance tech, implying fitness for the mainstream market.
  - deleted 6y ago
    [deleted]
crazysim 6y ago
It's a bussy thing so you could just get an OBD2 splitter. You can even tuck the metromile thing behind the dash if needed.

gamegoblin 6y ago

The Comma AI founder has explicitly stated that their endgame was the insurance business. I'm not sure if he has since changed his stance on this. It makes sense, though, in a super surveillance-capitalism way. Offer a close-to-cost self-driving product and use the data to estimate the risk of everyone on the road (both the users of your product, but really anyone your product has eyes on). The comma AI founder has said it's remarkably easy in the data to identify good and bad drivers, and that there is a strong bimodal distribution.

wiml 6y ago
That last statement is almost more interesting than the autopilot stuff. How do they determine who's "really" a good driver in order to correlate it with whatever they're measuring that has a bimodal distribution? Is it possible to teach someone to change their driving style so that they're in the other lobe? If so do they become an actual better/worse driver?