You can do pretty much any bank operation online these days, at least the most common operation like opening an account (life insurance, PEL, CEL, livret A, etc

You can do pretty much any bank operation online these days, at least the most common operation like opening an account (life insurance, PEL, CEL, livret A, etc), getting your RIB (bank ID pdf), making transfers (one offs and recurring ones), declare a lost credit card, etc. And it has been like that for a while (I remember opening a PEL online and configuring a monthly transfer to fill it when I started working 10 years ago). Maybe all the banks are/were not at the same level, but with mine, BNP, it was possible. Also, now, I also have bank accounts in a more "international" bank (HSBC), and to be honest, even if the website as the same functionalities, HSBC website is a lot more clunkier, mixing the old and the new than BNP's one which is reasonably good looking and easy to use.