So much true. I have built many personal finance and analytical tools for my own use with Excel and Google Sheets in few mins and have extended their features

So much true. I have built many personal finance and analytical tools for my own use with Excel and Google Sheets in few mins and have extended their features as needed from there. I have been using some of these sheets for years and are better to my needs than buying an app or subscribing to a SaaS web product.