You do understand that clearing and central banking are a tiny, tiny fraction of the financial system, far from "full stack"? And even further, a fraction that

You do understand that clearing and central banking are a tiny, tiny fraction of the financial system, far from "full stack"? And even further, a fraction that contributes surprisingly little to money supply, the said main benefit of bitcoin? To be really clear, if you just swap central banks and swift with bitcoin, you lose almost completely the control of money supply! (A bitcoin deposit to a bank would surely be counted as money as well.)