most of the things I want to "code" have problems with them I can't solve. I don't have the time or money to solve those problems so why start? I have some pote

most of the things I want to "code" have problems with them I can't solve. I don't have the time or money to solve those problems so why start? I have some potential business ideas/big projects but I can't figure out how to make those things pay for themselves and some of the engineering requires solving problems I don't know can be solved. I can't drop out of my job to start working on them because people rely on the money coming in from my current job which consumes all my time and energy. I could try to raise investor money but as I said, I don't know how to monetize these ideas or at least keep money coming in so no good investor would give me money and I refuse to commit fraud.