What if these predictions and others like them are self-fulfilling prophesies? Maybe someone is objectively less likely to pay back their loans, less likely to

What if these predictions and others like them are self-fulfilling prophesies? Maybe someone is objectively less likely to pay back their loans, less likely to succeed in school and more likely to be arrested for a crime, but when those predictions end up forcing them to live in a worse neighborhood because they can't qualify for a loan in the better one, go to a worse school because they aren't expected to succeed in the better one and live with a higher police presence because they're more likely to be arrested, maybe those predictions aren't just predicting worse outcomes but are actually reinforcing them.