if I understood you right, all 100 of us get the $10000, then the 80 of us who file with the IRS gets taxed back for that 10k, so in sum, only 20 X 10000 = 200K

if I understood you right, all 100 of us get the $10000, then the 80 of us who file with the IRS gets taxed back for that 10k, so in sum, only 20 X 10000 = 200K get spent. I can get behind this.