The problem here is you need two algorithms. Their current algorithm might be 99% sensitive to detecting fraud. But they need a 99.99999999% algorithm that’s sp

The problem here is you need two algorithms. Their current algorithm might be 99% sensitive to detecting fraud. But they need a 99.99999999% algorithm that’s specific to not fraud. So by running then positives through the second one, they can detect the false positives and lessen these episodes.