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If it was rapidly appreciating surely you'd _want_ the immediate income tax hit and move it to a Roth 401(k)?
by lvh 6y ago
If it was rapidly appreciating surely you'd _want_ the immediate income tax hit and move it to a Roth 401(k)?
- toomuchtodo 6y agoReally depends on your current income, projected retirement income, current and future tax brackets, if your 401k supports Roth contributions and in service conversions, etc. To your point, the goal is to optimize for capital appreciation and minimizing tax drag on that capital for its investment duration.
- lvh 6y agoSurely we can agree that for the specific case we're discussing: TSLA TTM, you would prefer the Roth version of that at every income level if it was available.
- toomuchtodo 6y agoI agree.