5. Plausible deniability. I wanted to add this point, because lack of security measurements and the convenient existence of hackers allows a company plausible

5. Plausible deniability. I wanted to add this point, because lack of security measurements and the convenient existence of hackers allows a company plausible deniability. As long as companies are not legally forced to take precautious security measurements, they won't. And it plays into their advantage, because insurance providers have rarely clauses in them regarding minimum security measurements.