I feel the opposite: defi has been shaping up to be seriously useful. There's still a lot of kinks to work out and while I don't see it replacing tradfin system

I feel the opposite: defi has been shaping up to be seriously useful. There's still a lot of kinks to work out and while I don't see it replacing tradfin systems, the next 5-10 years look very bright! We will have some crypto winters in the meantime, but the trajectory is undoubtedly going upwards.