Your own issues with general use of cryptocurrencies are not anyone else's problem. Commerce occurs, and the things you wish for would also improve it more. In

Your own issues with general use of cryptocurrencies are not anyone else's problem. Commerce occurs, and the things you wish for would also improve it more. In an employer-contractor relationship, non-performance is a problem with fiat or crypto. The courts would enforce it the same way, the point you think you are making simply isn't a strong point. And again regarding the banking system, if you don't know how to use your own payment networks thats nobody's problem but yours. "But... recourse!" seems to be the root of your argument, many contractors and merchants do not like Paypal and similar systems specifically because they only give recourse to the person that paid them, ME! So you've made a whole argument against my practice, when the reason people even want my practice is because it benefits them. And then there is me, I have explained exactly what I gain from it not being cash, my first post said that and I said it again. It's the exact same for any company that pays in equity: the company still keep its cash, and they still get a tax deduction from any expense they paid for. This goes one step further in that the company has not diluted any of its ownership. In both circumstances of shares or tokens, the issuing company's cost basis is $0.00. (Sometimes the deduction benefit is in that the company has bought back some tokens at some point, and that specific lot of tokens are exchanged for a service closer to the same market price). Fast, liquid, mutually beneficial, fairly instant final settlement. And maybe some of people involved actually know how to use a computer and don't mess up, you'd be surprised.