5 ms·
It happened with my mother and her chemo for stage 4 colon cancer. She hadn't worked in years due to being laid off, not having a degree, having an extremely si
by wholinator2 6y ago
It happened with my mother and her chemo for stage 4 colon cancer. She hadn't worked in years due to being laid off, not having a degree, having an extremely sick child (me) to care for. So she's temporarily working for my father, enough hours to get insurance. But dads company just switched insurances specifically because of the cost of her treatments and now they're drrrraaaaaaaagggggging out the process of getting much needed new chemo as it has grown back. It's easy to look at the situation and assume they're honestly just trying to kill her before they pay. As well it's a drug that would cost over $100,000 for a single course if she were to acquire it with no insurance.
Another point is that our insurance systems are so needlessly complex that there is no single person or pair of people that understand what's actually going on. If the insurance is denying you get trapped in a continuous loop of appeals, approves, offices, pharmacies, prescribers, etc. and no one is able to tell you 1. Why they're denying you 2. What exactly you need to do to not fucking die.
Im sorry but the system had become both absurd and cruel. I keep trying to remind myself that 80 years ago they wouldn't have been able to save her if they tried. It's still better. But to see this carrot perpetually yanked further and further away from you as you slowly lose your ability to keep up or keep going. And then, as the last light dims from your eyes, to see someone sprinting the carrot back to you and attempting to help you as best they can even though you're nearly past the brink.
That is the story I've learned.
Our system does have success stories. It is better than nothing. But any system that has the capacity for such inhumane cruelty in the face (in spite) of genuine humans trying to help sets a dangerous precedent for the future of its society.