> I'd bet dollars to donuts they don't have a say about it nor the power to change their own terms That's pretty clear given in their terms under the section t

> I'd bet dollars to donuts they don't have a say about it nor the power to change their own terms That's pretty clear given in their terms under the section titled, "Products or services that are otherwise restricted by our financial partners". Like most companies, they are beholden to their upstream providers.